FELLOW SELLERS THIS IS FOR YOUR INFORMATION AND KNOWLEDGE.ANY CUSTOMER CAN BUY ANY ITEM FROM YOU USING PAYPAL AND KEEP YOUR GOODS AND GET THEIR MONEY BACK GUARANTEED.HOW? THIS IS HOW. LET'S SAY I BUY A DIAMOND RING FROM YOU.OR AN LCD TV.I WAIT TIL I RECEIVE IT.FILE A DISPUTE THAT YOUR PRODUCT WAS NOT AS DESCRIBED,PUT MY OLD TV IN A BOX OR CHEAP SILVER RING IN AND ENVELOPE AND SEND IT BACK WITH SIGNATURE DELIVERY CONFIRMATION TO YOU.WHEN YOU DISCOVER I HAVE PULLED A SWITCH ON YOU,YOU NOTIFY PAYPAL THAT WILL ASK YOU FOR A POLICE REPORT.AS A FORMER LAW ENFORCEMENT OFFICER I WILL TELL YOU NO POLICE OFFICER IS GOING TO GIVE YOU A POLICE REPORT STATING YOU RECEIVED SOMETHING ELSE UNLESS HE IS  ":STANDING THERE WITH YOU WHEN THE PACKAGE IS DELIVERED AND WATCHING YOU OPEN IT!" YOU INSTANTLY LOSE YOUR MONEY AND BECOME A VICTIM AS I HAVE..THE INTERESTING FACT IS IT ALSO WORKS IN REVERSE..ENJOY THIS INFO .I WRITE THIS IN THE HOPE THAT PAYPAL WILL CHANGE THEIR SO CALLED PROTECTION POLICY WHICH IS WORTHLESS AT THIS TIME