The Internet is like life; there are criminals and dishonest people everywhere.
At home we lock our doors then turn on our alarms to protect ourselves. We read the paper and watch the news to stay informed on dangerous situations.
We need to take the same precautions in cyberspace.
Everyday new scams and schemes crop up on the
Internet.
The details may change but the scams are all variations on the same theme.
Learn these, educate yourself and you will be able to avoid being scammed.
Phishing:
What is it?
Phishing is the act of tricking you into revealing confident- ional information.
Through using fraudulent email claiming to to be from a legitimate business.
The purpose?
To steal your identity and money.
These fake websites and emails are designed to fool people. They trick you into revealing….
· account usernames
· account numbers
· passwords
· pin numbers
· social security number
· credit card information
FACT:
Scammers are able to convince an amazing 4% of recipients to respond to them.
How do they do that?
The crooks are clever.
You will receive an “official” looking email from businesses you may deal with.
This email will contain familiar graphics and logos.
They will use the same font and copy the websites you are used to seeing.
They feel like the real thing.
They aren’t!
BEWARE!!!
Phishers will always have a link in the email for you to click!
Never, Never, Never !! Click through to a website asking for information in an email!
A legitimate company will never ask you to do this by email
A request for personal information through an email is always wrong. Alarms should be clanging in your head when you see this!
Always manually type the name of the business you want into your browser.
NEVER click through a link in one of these emails!
If there is one thing, you get from this book, learning
this will more then pay for the price of this book
How do they do that? It looks so real.
Phishers steal graphics and fonts.
They then set up fake websites that look authentic.
The cleverness of these crooks is astonishing.
What happens if I do click the link?
You will be taken to a fake website that the devious criminals have created, mimicking
the actual businssness or financial institutions website!
Once there, they will ask you for any of the following:
Update your information.
Verify your account
Make sure your account hasn’t been “compromised”
Dispute a charge on your account.
They will inform you there is some type of technical problem with your account that you need to log in and correct.
What do they do with this information?
Create new charge cards and various accounts using your name and financial information
Steal money out of your banking accounts
Charge items on your credit cards
Create new ideates using this information
Rules to Protect Yourself
1. Never, ever click a link in an email to get to your bank or any business that is asking for personal information
If you only follow this one rule, you will stay safe from this dangerous and widespread danger.
Always go to the address bar in your browser and manually type in the web address. (Do not use the address found in the email you received!!)
2. If you have any doubt, phone the business.
Banks, financial institutions and legitimate businesses do not ask for sensitive information through an email, ever!
If you have any questions or concerns, simply phone the company to ask about the email.
(Once again, do not use any information found in the questionable email you received)
4. Delete any questionable emails.
The best thing to do is simply delete any suspicious email period!
Be careful and stay safe out there!
If you found this guide helpful, please click the helpful button.
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Thanks
Linda Lee 2007 askmepc com
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