I've been in the mortgage and banking industry over a decade now and I do this full-time. You know, it never ceases to amaze me how many people will tell you need seven [7] years after a bankruptcy to get a mortgage. THAT ISN'T True!

It is  tougher market out there today. Not just for the buyer, but for the lenders as well. Everyone is trying to get loans into their bank to increase volume. We have loans available not just for ONE DAY OUT OF BANKRUPTCY, but even in some instances ONE DAY OUT OF FORECLOSURE.

We are one of the nation's largest lenders. We do over 27 BILLION dollars worth of business a year, employ over 900 loan officers in 48 states and do over one million in loan volume every business hour.  What does that mean to a buyer? More loan originating power equals a better loan for you.

Do yourself a favor. If you are looking to buy or refinance a home, feel free to call  me with any questions. If you are working with a lender, I would be happy to offer you a free second opinion. Let's face it. The cost of a higher interest loan is thousands of dollars. Your home is one of the biggest purchases you will ever make. From perfect credit to some bumps and brusies, there are loans out there - reasonable loans.

I have a toll free hotline if you have mortgage questions. It doesn't cost anything to talk.  866-373-2394. You can get a loan outside of bankruptcy. I will be coming out with an e-book on what to watch for in your home loans and how to spot a small-time, here today-gone-tomorrow lender.

Kindest regards, John