Business Funding Program

The Business Funding Program is a smart way to get working capital for small and medium-sized businesses. Merchant Alliance works with thousands of businesses to use the Business Funding Program to avoid the hassles and the headaches associated with small business loans.

The Business Funding Program has eligibility requirements that are different than lenders and other traditional financing sources. As such, many business owners find that the Business Funding Program can be relied on as a flexible, responsive, and hassle-free method to get business capital.

Eligibility for the Business Funding Program is based on the strength and consistency of your business’ credit card sales. Because the Business Funding Program involves the purchase of future credit card receivables, it is not a loan and differs from other forms of traditional small business financing.

General Criteria for the Business Funding Program:

Business ownership
Statements supporting a minimum amount of regular credit card processing. We will typically review between 4 and 12 months of statements to identify any seasonal trends. Verification that business is current in rent or mortgage payments for the business
Demonstrate a minimum monthly credit card volume of $3000
No current bankruptcies in the past
There are no up-front fees. No closing costs or points. No down payments. No personal collateral is needed.

Your funding is paid back as your sales occur.  If you have a slow day or a slow week, so do we.

There are nearly six million small businesses in the United States, each one reflecting the hard work and dedication of its owner. According to the Small Business Administration (SBA), "Inadequate or ill-timed financing is a major reason for small-business failure."

Our Business Funding Program is a funding product that helps many of these small business owners get the working capital they need; money to help their small businesses grow. The Business Funding Program is meant to be simple. Small businesses need to manage their cycles and existing cash flows and the Business Funding Program offers simple access to the funding that makes it happen.

Small business working capital is easy with the Business Funding Program. Try the flexible, responsive Business Funding Program, and say goodbye to the hassles of small business loans forever. 

Call Merchant Alliance now for a free business funding evaluation at 866-441-6670!