It never ceases to amaze me how many people will attempt to capitalize on someone else's hardship.  Since I have been working on restoring my credit for the past two years, from mistakes that I made to myself and was foolish enough to allows others to compound, I had this idea to check eBay for auctions under the title "Credit Repair."

Sure enough, there they were.

Now it's one thing if the auction if for a legitimate service, or a package that might actually help the buyer to achieve their goal, but the reality is (just as with the major credit repair/restoration services available) they make untrue (and often illegal) promises, have no interest in the well being or success of their customer and are misleading in how they explain their services, prices and expectations.

Add to that the fact that most people looking for credit repair services are typically not in the strongest financial situation.  How can someone take money from a person, hand over fist, knowing that their 'repair' is likely to do nothing more than create a larger burden of debt and hardship to the customer -- who could have done the work themselves to begin with?

It just makes me mad.  I've been a victim of scams by 'reputable' credit repair services myself and while this is not quite a 'guide' - it is the start of something I have decided to work on whole heartedly:  helping people to repair their own credit with honesty and integrity.

So keep watching and I will, as time allows, begin posting more information on just how to accomplish that end, your consumer rights and FTC laws if you're dealing with a credit repair company and other helpful tips from someone who has been through it themselves.

If you're interested...leave me a note, a guestbook entry, something to let me know and I will keep on writing!

Take care and have fun out there bidding and selling!