First and most important is to figure out what you can afford payment wise, by the highest amount you can be comfortable with and do not exceed that amount. Doing research on the CORVETTE of your dreams is good, but that research does not always show the actual market of the cost on certain CORVETTE models. Remember that the Kelly Blue Book doesn't buy CORVETTE'S, they just tell you what they think they are worth. Remember, you pay for what you get. Also go to your local credit union first and get preapproved for a loan, they usually have great rates and will tell you very quickly, whether you can or cannot afford a Sports Car. You will then know the price range of CORVETTE you can afford and should be looking for, instead of guessing. >^..^<