Hello everyone! If you saw Good Morning America this morning then you probably saw the check fraud scam that is reaking havoc across our beloved country. If you missed it then let me tell you what they said and what steps you can take to prevent becoming a victim. I am a resller. I sell other peoples goods. For me, one wrong move and I am in the hole financially. I once sold an item to someone in France and I told them the only payment I take from overseas is bank to bank transfer as it is allowed per ebay's rules and regulations. They sent me a fake money order. Since my instincts were in high gear as they usually are, I didn't send them anything and reported the check to the postal service and the seller to ebay. Selling overseas and even in our country can be very risky. Here are the steps to take to insure a safe environment for all of us. 1. No paypal for international users. While it is safe to accept it from Canada and the UK, other countries are all non confirmed addresses. So many people, not many but enough, will claim the item never got there and file a claim. This happens more than you think and do you want it to happen to you? When other country's people file a claim "YOU LOSE". Heck, I was told of a case where 1 lady sold a dozen things to one person in Norway that were minimal ( a few dollars each) and then she sent a very expensive item to same buyer who filed a claim claiming she never got the item. Now that lady is out $ and the item. Also in other countries, there is tons of phishing going on (Phishing is where you hack into someones account by getting their password and using their account fraudulently). Then you are sent Paypal payments that are reversed when the real person figures it out. While this can be risky in the USA, we have law enforcement to fall back on, while overseas, are you really going to go to Norway to file a complaint? 2. Accepting money orders from overseas is dangerous. Anyone can create an ebay account and start buying. Lets say a new buyer (whom we'll presume is a fraudster) buys 100 things. They send out 100 fake money orders. Lets say 10% of the items get out and on their way? We're you one of those? I was almost on several occasions. 3. Accepting money orders inside the USA can be risky too! There are always scam artists out there that will bank on statistics that you will not call the police (or if you do, they'll put it to the bottom of a pile, only to get to it later) and there are scam artists out there that just don't care and will defraud you to maybe get the next fix, get money for whatever etc etc. When accepting a money order, make sure it is a postal money order. When you receive it, take it to the post office and they will cash it for you on the spot! Some of you probably did not know that, They are able to authenticate it there. Never accept personal checks no matter the cost. 4. Prevent overtaking of your account by taking the following measure. Let's say someone asks you a question about an item that you are selling on ebay. Make sure when you reply to them, to block the question asker from getting your email address. There is a button for this above the response box. By giving your email address out it allows fraudsters to attempt to hack either your ebay account or they will win your item, send you a fake paypal notification to your email and you mail out the item before realizing that it was a fake. Some people question why it is in their email but not in their paypal records. The answer is simple, it is a fake! Be careful on ebay. If this guide has helped you please vote that it did or if it didn't. The more votes we get that it helped raises the chances that it will help other community members like ourselves.
Guide created: 10/02/07 (updated 08/26/09)


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